for budget minded travelers.
 
paying da bills on long trips
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yojimbo
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Many people travel for months at a time.  I’m curious how one takes care of his/her bills whilst on a lengthy Eurotrip.  Rent and car payments can be made in advance but I would think paying off credit card bills could be a problem.  Especially since each month a minimum payment is due.  Does one just take whatever penalties that are dished out for late payments?


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mdelleman
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I do all my day to day banking online and will be doing the same while I travel.  I have a pocket pc that I will have with me travelling and do it all on that or the odd internet cafe.


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Don
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Online banking. I know people who do pre-signed checks left with a friend or family member to pay bills.

I am able to pay my credit card from my bank account with my online banking.


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Seva
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“Taking penalties for late payments” will not only put you into debt, but will also screw up your credit ratings. There are plenty of other options:

1. Most credit cards will let you sign up for automatic payments from a bank account.

2. Most utility providers will let you sign up for automatic payments from a bank account and/or a credit card.

3. Most banks (and if yours does not it’s a good reasin to switch banks) have bill pay system. With bill pay you can schedule payments for future dates. Moreover they’ll pay even those companies that don’t accept electronic payments, simply by sending them a check (so you save on stamps), even your landlord.

4. The last resort, as Don says, is to leave checks with a trusted neighbor or a friend.

You may feel like you are not in control, but it’s all better then let CCs screw you.


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jeffstravels
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Online banking! All you need is your information to log onto your account and boom go to a internet cafe in a country go to your banks website log in and your paying your bills!


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jkfaust
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Yup, online.  Some cards let you schedule payments in advance if you don’t like doing financial stuff on public computers.


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Feicht
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Yep, I always just do mine online, no big deal.


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heavydrinker
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Wit contempt and disrespect.  Wad o’ cash crumpled up and thrown in da face. That’s how I rolls


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gd_nimrod
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lmao.

And yes, online banking FTW. Just make sure to LOG OUT after using the website at a cafe or similar public spot.


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Frihed_96
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I use internet banking, but there are security problems as many public sites have key-loggers installed. Don’t you have automatic bill pay? I have this on my US accounts, as well as my danish ones.