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Quick question about ATM's
RE
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if you’re using an atm overseas and your card gets swallowed, if the banks are open will they be able to get it out for you?

Seva
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I doubt it, because branch personnel most likely has no access to ATM guts whatsoever.

However, as a matter of fact, I’ve never had my card “eaten” by an ATM or heard of anyone having that problem.
It seems that if that happens it happens extremely rarely.
Of course it’s not entirely impossible, for example an ATM may simply lose power while your card still inside…

oldlady
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The chances are pretty high that the bank won’t even be open when you’re using the ATM.  Most banks don’t open until 9:00 or 10:00, are closed for 1 1/2 hours for lunch, and close at 3:00 or 4:00 PM.

RE
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thank you both! i’ll take that into consideration.

KiwiRob
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I dissagree, most banks will have a staff member who has access to the atm, the captured cards are kept in a separate part of the machine which is not in the secure dispenser (where the money is kept) part of the machine, it’s a quick job to remove a card. I know this because I used to work for NCR. However it’s a different story if the ATM is an offsite machine, then you will be out of luck, the card will be returned to the issuer or most likely destroyed.

KiwiRob
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Quote:
ORIGINAL: oldlady

The chances are pretty high that the bank won’t even be open when you’re using the ATM.  Most banks don’t open until 9:00 or 10:00, are closed for 1 1/2 hours for lunch, and close at 3:00 or 4:00 PM.

 
oldlady the closed for lunch business is only in southern europe, the more serious northern europeans don’t do silly stuff like that and they tend to open at 9 and close by 5.

frihed89
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Do they really have banks in Europe?
 
Do they eat boiled potatoes in America?
 
Give me a break.
 
Walk into the bank.  Explain what happened.  You will be taken care of.