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Bank card
Sun, 02/11/2007 - 04:16
New Member
I have a bank card that is a savings account, my bank is Royal Bank of Canada, Im just wondering if this would fit under the “ATM card” you guys talk about and also is I need a chequing account to use my card in europe
Thanks[
]
I am leaving from Vancouver with $4000 for 22 days
Paris, London, Lisbon, Madrid, Nice, Rome, Munich, Paris
Paris, London, Lisbon, Madrid, Nice, Rome, Munich, Paris
I am leaving from vancouver with $3000 for 22 days
London, Paris, Brussels, Amsterdam, Frankfurt, Munich, Berlin, Edinburgh
London, Paris, Brussels, Amsterdam, Frankfurt, Munich, Berlin, Edinburgh
Been in the same situation, so hopefully I can help. It shouldn’t make a difference whether you have a savings or chequing account on your ATM/debit card. However, I’ve run into situations where the card doesn’t work in the bank machine – lines have been down, card is not on the right “network”, etc. From my experience, a better bet is to get a pin# on your credit card, and have it connected to your bank account. That way, you can access your bank account when possible; if not, you take a cash advance (basically pre-pay your creidt card before you leave to avoid interest charges). CAA also offers a pre-paid Visa debit card, which I have used all over Europe without a glitch. Also, remember to check with your bank re possible excessive charges for foreign withdrawals (both form your bank and the foreign network).
I’ve been unable withdraw from my savings account at European ATM’s on several occasions. I’ve never had a problem withdrawing from my checking account. I would open a checking account and have my money there.
thank-you, that awnsers my question perfectly[
]
Paris, London, Lisbon, Madrid, Nice, Rome, Munich, Paris
London, Paris, Brussels, Amsterdam, Frankfurt, Munich, Berlin, Edinburgh
US-issued and Canadian-issued cards work slightly differently, but I believe that whatever “main” account the card is linked to, will be the one transactions are debited against.
Some credit cards have high cash advance fee’s so overpaying your credit card may not be an option for alot of people. Your card should work in most atm’s since it’s only linked to savings account however opening a checking account before you leave may not be a bad idea if possible.
cheers
howie
London, Leeds, Manchester
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Also, the European system only accepts “PIN” numbers that are 4 digits long so make sure that your ATM card only has 4 numbers.
Paris, Kraków, London, Venice, Milan, Cannes, Dublin, Edinburgh, Glasgow, Oban, Paris
Hi I am from Canada also, I know you have RBC account but I just thought I’d throw this out there…Scotiabank in Canada participates in Global Alliance which can save customers by not charging the fees associated with withdrawals when customer withdrawals from another associated bank. Sorry if this info is already put out there
HERE is the links http://www.scotiaban…
Also Bank of America participates
http://locators.bank… participates
Munich, Kraków, Rome, Amsterdam, Marrakech
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